Flexible Spending Accounts (FSA)

For State and participating Non State Employees

There have been temporary changes implemented for 2021 due to the Coronavirus Relief Act.

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FSA Questions and Answers

Reminder: Dependent Care FSA funds do not rollover.
The deadline to submit your dependent care expenses against your 2020 Plan Year is April 30, 2021.


Flexible Spending Accounts (FSA) allow you to set aside funds on a pre-tax basis for any qualified medical, dental, vision, or daycare expense. There are three accounts available to you, the Healthcare FSA, Limited Purpose FSA, and Dependent Care FSA. Each October you make a new election to participate during the open enrollment period. Your new enrollment election becomes effective January 1.

Healthcare FSA allows you to be reimbursed for any qualified medical, dental, or vision expense not covered by insurance. Common expenses for the Healthcare FSA include Copays, prescriptions, eye glasses, and dental services, including orthodontics. Up to $550 of your unused Healthcare FSA contributions may be carried over to the following calendar year.

Limited Purpose FSA allows you to be reimbursed for qualified dental or vision expenses. You are eligible to enroll if you participate in a Health Savings Account (HSA), Plan C or N. Up to $550 of unused Health Care FSA contributions may be carried over to the following calendar year.

Carryover up to $550 in unused Healthcare or Limited Purpose FSA Funds
FSA participants can carry over up to $550 of remaining FSA funds into the next plan year and those funds may be used for qualified medical expenses incurred during that year. This valuable feature gives you the flexibility to spend your FSA funds at a future date and reduces the likelihood that your unused funds will be forfeited. The carryover will not count against your annual election and your cumulative carryover balance from year to year cannot exceed $550. Remaining Health/Limited FSA funds will automatically be carried over to the type of FSA in which you are currently enrolled, as long as the balance is $25 or greater. If the balance is below $25, funds will not automatically carry over and will only be accessible during the run out period. After the run out period, any remaining balance will be forfeited.

Dependent Care FSA allows reimbursement when you have a dependent under the age of 13 or adult dependent that is physically or mentally incapable of self-care. A Dependent Care FSA may be used to reimburse you for daycare expenses. Some common Dependent Care costs include daycare centers, before/ after school care, and adult daycare centers. The deadline to submit Dependent Care claims against your 2020 Plan Year balance is April 30, 2021. Funds in a Dependent Care FSA do not roll over to the following year. For more information, including tools and calculators, FAQs, eligible expenses, Direct Deposit forms and more, visit

NOTE: Non State Group members should check with their employer regarding the availability of FSA’s in their group.


Flexible Spending Account- State Employees ONLY

Dental and Vision Only Plans C or N w/HSA
IRS Maximum Total$2,750.00$2,750.00Family Maximum $10,500 - for 2021 only
Payroll DeductionsMinimumMaximumMinimumMaximumMinimumMaximum
Employee Bi-Weekly Payroll Deductions$8.00$114.58$8.00$114.58$16.00$437.50
Regent Academic Year Employee Payroll Deductions$8.00$168.75$8.00$168.75$16.00$583.33

Employees that terminate coverage will have 90 days after the contributions end or employment is terminated to pay out claims that were incurred while coverage was active.