Health Savings Account - 2022

Health Savings Accounts will be administered by MetLife in 2022. To transfer your current NueSynergy funds to MetLife, action is required by October 31, 2021. 

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About Your Benefits

A Health Savings Account (HSA) is a tax-advantaged savings account available to you when you enroll in our Qualified High Deductible Health Plans, Plan C or Plan N. You may use the money in your account to pay for eligible health expenses for you and your tax qualified dependents. Your HSA is your account, and always portable, even if you retire or stop working for the State of Kansas, or your employer.

Eligibility to Contribute to an HSA
The IRS sets the guidelines outlining your eligibility to enroll and contribute to an HSA. These rules apply only to you as the employee and not to any covered family members. For you to qualify for an HSA, you must meet ALL the following:

  • You must enroll in Plan C or N.
  • You cannot be enrolled in Medicare A or B, Medicaid or TRICARE.
  • You cannot be claimed as a dependent on another person’s tax return.
  • You cannot be enrolled in other non-qualifying coverage.

Plan C requires an employee contribution of $25 per pay period ($50 per month) to receive the employer contributions to your HSA. Plan N does not require any contribution from you, the employee, to receive the employer contributions. The employer contribution amounts are outlined for you on the following page. Your employee contributions are made to your HSA on a pre-tax basis, and when you use the funds for eligible expenses, the amount you spend is not taxable.

The IRS sets maximum limits each year for total contributions to your HSA. These maximums include your contributions AND the employer contributions. SEHP members age 55 and over are also allowed to make additional “catch-up” contributions to their HSA above the IRS maximum. The “catch-up” contribution maximum is $1,000 each year. Once you enroll in Medicare, you may no longer contribute to an HSA.

HSA Rules for Dependents Under Age 26

While the Patient Protection and Affordable Care Act of 2010 (PPACA) allows parents to cover their dependent children (up to age 26) on their health plans, the IRS has not changed its definition of an eligible dependent for using HSA funds. This means that a person could have their 25-year-old dependent child covered on Plan C or N but are not able to use funds from their HSA to pay for medical expenses for that 25-year-old dependent. HSA funds used in violation of this rule will be taxable and could be subject to penalties. For all HSA plans, the IRS definition of an eligible dependent is one the HSA account holder is able to "claim" the child/relative as a dependent on their tax return. If the HSA account owner cannot claim the dependent on their tax return, they are not allowed to spend HSA dollars on services provided to that child/relative. The IRS defines a qualifying dependent child as follows:


  • Daughter, son, stepchild, sibling or stepsibling (or any descendant of these)
  • Has same principal place of residence as the account holder for more than one-half of taxable year
  • AND not yet age 19 or if a student is not yet age 24
  • OR permanently and totally disabled.

Contribution Amounts


Health Savings Account
 Full-Time EmployeePart Time-Employee
 Employee OnlyEmployee/ Spouse and FamilyEmployee/ Child(ren)Employee OnlyEmployee/ Spouse and FamilyEmployee/ Child(ren)
IRS Maximum Total$3,600$7,200$7,200$3,600$7,200$7,200
Plan C Employer Contribution$250 per quarter

$1,000.00 year
$312.50 per quarter

$1,250.00 year
$437.50 per quarter

$1,750.00 year
$156.30 per quarter

$625.20 year
$171.90 per quarter

$687.60 year
$296.90 per quarter

$1,187.60 year
Plan N Employer Contribution$125 per quarter

$500.00 year
$156.25 per quarter

$625.00 year
$218.75 per quarter

$875.00 year
$78.15 per quarter

$312.60 year
$85.95 per quarter

$343.80 year
$148.45 per quarter

$593.80 year


Health Savings Account
  Full-Time EmployeePart Time-Employee
Plan Employee OnlyEmployee/ Spouse and FamilyEmployee Child(ren)Employee OnlyEmployee/ Spouse and FamilyEmployee Child(ren)
Maximum Total
PLAN CEmployee Bi- Weekly Payroll Deductions$25 to
$25 to
$25 to
$25 to
$25 to
$25 to
PLAN CRegent Academic Year Employee Payroll Deductions$25 to
$25 to
$25 to
$25 to
$25 to
$25 to
PLAN NEmployee Bi- Weekly Payroll Deductions$0 to
$0 to
$0 to
$0 to
$0 to
$0 to
PLAN NRegent Academic Year Employee Payroll Deductions$0 to
$0 to
$0 to
$0 to
$0 to
$0 to

When choosing your HSA payroll deduction amount, remember, as you earn HealthQuest reward dollars, they will be deposited to your HSA. HealthQuest rewards can be earned up to $500 each year for employee, and up to $500 each year for the spouse, for a possible total of $1,000. These dollars count toward the annual maximum contributions to your HSA. To receive HealthQuest dollars you must have an active paycheck.
Important: You are responsible to ensure your HSA contributions do not exceed the maximum each year. Amounts in excess of the maximum limit will be subject to IRS penalties and additional taxes. You may make adjustments to your HSA employee contributions at any time during the year by submitting a request to change your contribution amount in your Membership Administration Portal (MAP) account. State Employees: Employer contributions are made to your account quarterly.
Non State Employees: Employer contributions are made monthly.
State and Non State New Employees: Employer contributions begin the calendar quarter following the benefit effective date of your coverage.



Transferring your HSA

Beginning October 1, 2021, you will have the option to transfer your NueSynergy HSA to MetLife. To request your NueSynergy HSA be transferred to MetLife, you must sign into your online account at and select the "transfer my HSA" icon found at the top of your homepage and accept the transfer disclosures.

Important Items

  • Transferring your NueSynergy HSA to MetLife is optional as you are allowed to have more than one HSA.
    • Please note:
      • For NueSynergy HSAs with an average daily balance over $2,000, the admin fees will continue to be waived.
      • For NueSynergy HSAs with an average daily balance less than $2,000, a $1.75 monthly admin fee will be charged to the account.
      • The monthly admin fees above will replace the existing admin fee structure. All other published NueSynergy fees will remain as they are currently. 
  • You will have from October 1 to October 31, 2021, to complete the transfer of your NueSynergy HSA by selecting the "transfer my HSA" icon. If you opt to transfer your HSA after October 31, 2021, you will be subject to a $15 account closure fee.
  • If you are choosing to transfer your NueSynergy HSA and also participating in investments, you will need to close your investments and transfer them to your HSA cash account no later than December 15, 2021. If your investments are not closed, your HSA will not be transferred to MetLife.
    • Please note:
      • Investment funds can take up to 3-5 business days to transfer to your HSA
      • For investments accounts, dividends, and interest post on varying days, based on the 'fund' that the account holder is invested in. Typically, they should all post within the first week of the month (possibly even by the 3rd or 4th market day).
  • NueSynergy HSAs that are designated for transfer will be closed beginning February 2, 2022, with funds being transferred for posting with MetLife February 11, 2022.
    • If you are transferring your HSA to MetLife, you will not have access to your NueSynergy HSA from February 2, 2022, to February 11, 2022.
    • NueSynergy HSAs indicated for transfer are being transferred in February to allow time to open the MetLife HSA and to allow any uncleared pending NueSynergy HSA transactions to settle prior to the account being closed.
    • During the transition period after December 31, 2021, if you have an HSA debit card that expires prior to your new MetLife HSA account being available you have two options to access your funds without the debit card
      • As you can today you can:
        • Transfer funds from your NueSynergy account to your personal bank account and make payment to the provider
        • Or you can submit the claim using the HSA Bill Pay feature under the main menu and NueSynergy will provide the payment to your provider from the funds in your HSA account.
        • Please Note: If you initiate an online claim in the last 2 weeks of January it may delay the transfer of funds to MetLife.